IRAs

Put money away for retirement. In a tax-advantaged way.

We've Got IRA Options for Saving and Growing Your Money

We specialize in both managed and self-directed IRA plans with investments ranging from stocks and bonds to special assets like partnerships, mortgages and structured settlements.

middle-aged couple discussing retirement with advisor

IRAs are a type of savings account designed to help you put money away for retirement in a tax-advantaged way. ANBTX offers a wide variety of IRA options, such as: accounts with CD-level returns, managed accounts, advisory platforms, mutual funds, alternative investments as well as fixed and variable annuities.

We also offer an IRA owner option, allowing the owner to control the distribution of the IRA assets after death—without needing to create an additional trust for that purpose.

Investments are not insured by the FDIC, not a deposit, and may lose value.

Compare Your Options

Type	Benefits	Minimums	Investment Options	Options to Get Started
This IRA Option is FDIC Insured
ANBTX IRA	Protect your investment--FDIC insured Enjoy flexible terms and low minimum Earn competitive rates	$500 to open IRA unless there is a Rollover or Transfer of IRA assets of at least $500 or more	Earns CD-level returns, which may compare favorably with other investment alternatives, including treasuries, corporate sweep accounts, and money market funds	Visit an ANBTX banking center Call customer service at (800) 837-6584
¹The IRA Options Listed Below are Not FDIC Insured
*ANBTX Trust IRA Select* Program** powered by BPAS	Access broad range of options and planning tools Enjoy low annual fee Pay no minimum to open an account Can receive up to 30% cashback if you sign up with IRA Rewards (made as an IRA contribution on your behalf)	No minimum contributions or assets to open account Low investment cost (over $60,000, pay no annual fee) Asset management fee will apply	Vanguard Target Date (QDIA). If no specific investment selection is made, you are defaulted in a target-date fund based on your age. Trust department is responsible for investment selection and monitoring of this investment lineup	Call BPAS IRA Services at (866) 401-5272, Option 5 Email IRA@BPAS.com Go online to open an IRA account www.iraselect.com?plan=ANBTX
Trust Managed IRA	Have ANBTX Trust manage your assets based upon individual needs Get assistance with your estate planning as well as paying your bills	$250,000 minimum Base fee per year $500. Asset management fee will apply	Trust department oversees the managed account(s)	Call ANBTX Trust department at (214) 863-6800, option 6
Self-directed IRA through Trust	Choose your own investments Get assistance with estate planning as well as paying your bills through the Trust Department	$250,000 minimum Base fee of $300 per year	Any marketable securities listed on the New York Stock Exchange. This option does not allow odd or unique assets	Call ANBTX Trust department at (214) 863-6800, option 6
Wealth Management Advisor--IRA Setup	Access to full-service broker-dealer Get unbiased investment advice	Minimums will vary depending on product (Contact Wealth Management Group Advisor for more details)	Access to a wide variety of advisory platforms, mutual funds, alternative investments, fixed and variable annuities	Visit ANBTX banking center Call customer service at (800) 837-6584