Our Story

148 years ago, a community had a need. Business was booming in the city of Terrell, Texas, but to continue that growth and development, local residents and businesses would need more than money and financing… they would need a long-term financial partner. And just like that—born out of a need from the community—we opened our doors in 1875.

Over the years, the local families dedicated to running the bank remained committed to helping the region prosper. And that prosperity is not born simply from financial services—it’s a result of more than a century of stability.

Today, our commitment to community banking, and those we serve, has never been stronger. We are: Your Bank. For Life.^® We’ve grown from our home base in Terrell to points across the Dallas-Fort Worth Metroplex, bringing our unique brand of local expertise and customer service to more and more residents and businesses in the North Texas region. 

We are an independent community bank that strives to deliver best-in-class financial solutions and expertise. As we move forward, we are focused on being A Community Bank In A Digital World®—providing authentic, personalized service with the convenience of digital products and services. And delivering to our customers the best of both worlds.

Our vision is built on our long Texas heritage and commitment to serving our communities. And just like in times past, when a community has a need, we are—and will be—here to help. It not only defines our legacy, but it guides our future.